Know Your Limits: Why Automobile Insurance Is So Important
If you are injured in some way, there’s a good chance that it’s going to be due to a car accident. As personal injury attorneys, we’ve seen enough statistics on that to know. Not only are you likely to be in a car accident, but you’ll probably be in an accident at least once in your life where someone else caused the wreck.
There’s a good chance that the person who’s responsible for causing the accident will have less insurance than you do.
That’s why it’s so important to have enough automobile insurance. Many people don’t know their auto insurance limits. When they do realize their limits, they’re surprised to find it’s a level of protection that’s often entirely too low.
Auto insurance doesn’t just cover you for accidents that are your fault. It also provides coverage if a driver hits you and he doesn’t carry liability insurance or has less insurance than you.
It’s crucial to carry uninsured and underinsured motorist coverage with sufficient limits to protect you. If the other driver doesn’t have a policy to sufficiently cover medical costs and you’re injured badly in an accident by that driver, you’ll need a solid policy on your end to provide adequate coverage so that you’re protected. You should also consider an umbrella insurance policy.
Insurance is one area that many people don’t think about enough. Not all types of insurance are the same. Check the limits and coverages of your insurance policies. Ask your insurance agent or broker to explain the circumstances when each limit may come into play. Knowledge is power.
Unfortunately, the impact after a car accident is when the real questions about insurance coverage limits often begin. When that happens, turn to Gordon Gordon & Centracchio for a conversation with our personal injury attorneys. We can help you explore your options and begin to formulate an effective legal strategy.
For a free consultation and review of your case, contact us today.
The information you obtain on this site is not, nor is it intended to be, legal advice. You should consult an attorney for individual advice regarding your own situation. The information on this website is not a substitute for personal legal advice. While we invite you to contact us, please note that contacting us does not create an attorney-client relationship, unless you are accepted as a client of the firm. Reviewing the information on this site also does not constitute an attorney-client relationship between you and Gordon Gordon & Centracchio, Ltd.